Platform fee
flowKreator: 0%. Ko-fi: 5% on memberships, shop and commissions. Source ↗
Compare
flowKreator vs Ko-fi
Published prices, fees and features for Ko-fi next to flowKreator, checked on 16 October 2026 and linked to their sources.
The short version
Ko-fi costs nothing up front and sends payments straight to your own PayPal or Stripe, taking 5% of memberships and shop sales. flowKreator charges a flat price instead of a percentage and gives you a full multi-page site with hosted video, free previews, courses and a rate card, none of which Ko-fi's fee page lists.
Some of Ko-fi's figures come from secondary sources; see the notes.
Platform fees only. Card processing applies on both.At a glance
Ko-fi and flowKreator, row by row
Ten rows that decide most switches. Tinted cells mark where flowKreator is ahead or behind; every Ko-fi figure links to its source.
| Dimension | flowKreator | Ko-fi |
|---|---|---|
| Cheapest plan with memberships | $29/mo on Members | $0 to start, then feesas of 16 Oct 2026 ↗ |
| Platform fee | 0% of fan payments | 5% on memberships and shop; 0% on one-off tipsas of 16 Oct 2026 ↗ |
| Who holds the money | You: fans pay into your own Stripe account | You, through your own payment accountas of 16 Oct 2026 ↗ |
| Custom domain | Yes, Members $29 | Not listed as of 16 Oct 2026 ↗ |
| White-label | Yes, Members + Courses $49 | Partly: The 'coffee' metaphor can be changed; full branding removal is not listedas of 16 Oct 2026 ↗ |
| Courses with drip | Yes, Members + Courses $49 | Not listed as of 16 Oct 2026 ↗ |
| Digital downloads | Yes, Members $29 | Not listed as of 16 Oct 2026 ↗ |
| Free previews | Yes, Members $29 | Not listed as of 16 Oct 2026 ↗ |
| Sponsor rate card or media kit | Yes, Site $9 | Not listed as of 16 Oct 2026 ↗ |
| Native mobile apps | No | Not listed as of 16 Oct 2026 ↗ |
flowKreator aheadSameflowKreator behindNot listed
Sources and notes
Checked on 16 October 2026. Each figure links to the page it came from.
- Fee help article ↗
- Ko-fi Gold help ↗ secondary source
- Third-party pricing ↗ secondary source
The calculator models Ko-fi on Ko-fi Free (memberships and shop at 5%): $0 a month, 5% of revenue. Gold price unconfirmed so not modelled; processor fees (about 3% + $0.30) excluded.
Where we lead
Where flowKreator is ahead
The rows where flowKreator gives you more for the money than Ko-fi, each with the page it came from.
Own multi-page site with custom domain
flowKreator: Yes, custom domain from $29. Ko-fi: A Ko-fi page; custom domain not listed as of 16 Oct 2026. Source ↗
Not on their pages
Not listed on Ko-fi's site
These are things flowKreator includes that Ko-fi's public pages do not mention, as of 16 October 2026. Check with them before you decide.
Where they lead
Where Ko-fi is the better fit
The things Ko-fi does that flowKreator does not, or does better.
- Free to start, with 0% on one-off tips
- Commissions and crowdfunding goals
- The tipping habit fans already have
Who should pick Ko-fi: Creators earning under about $580 a month from memberships and shop sales, where Ko-fi's 5% costs less than the $29 Members plan, or anyone who mainly takes tips.
Even
The same on both
Rows where Ko-fi and flowKreator offer about the same thing.
- Who holds the money: your own Stripe or PayPal
- Digital downloads
- Membership tiers
Calculator
What Ko-fi costs at your numbers
Monthly platform cost on each service at your revenue and average sale. Ko-fi is pinned under flowKreator.
- flowKreatorMembers$29you keep $971
- Ko-fiKo-fi Free (memberships and shop at 5%)$50you keep $950
- UscreenStarter$49you keep $951
- PayhipPlus$49you keep $951
- FourthwallFree (membership revenue)$50you keep $950
- ThinkificBasic on Thinkific Payments (monthly billing)$54you keep $946
- TeachableBuilder on Teachable Payments (monthly billing)$89you keep $911
- PodiaMover (monthly billing)$99you keep $901
- Mighty NetworksLaunch$99you keep $901
- PatreonStandard (10%) plan$100you keep $900
- CircleProfessional$109you keep $891
- PassesCreator (standard)$130you keep $870
- GumroadFree (direct sales)$150you keep $850
- KajabiBasic on Kajabi Payments (monthly billing)$179you keep $821
- FanfixCreator (invite-only)$200you keep $800
Below $580 a month, Ko-fi costs less than flowKreator. At your numbers, flowKreator costs less.
Platform fees only, from published rates as of 16 October 2026. Card processing (about 2.9% + 30¢) applies on every platform including flowKreator.
Moving over
Switching from Ko-fi
What comes with you, what you set up again, and how to tell your fans.
What moves
- Your PayPal or Stripe account
- Files and prices
What you rebuild
- Membership tiers
- Shop listings as site sections
Keep Ko-fi for tips if you like, and point its links at your flowKreator site.
Questions
flowKreator and Ko-fi, answered
Short answers to what creators ask before they move.
Is flowKreator cheaper than Ko-fi?
Above about $580 a month from memberships and shop sales, yes: Ko-fi's 5% passes the $29 Members plan there (and the $9 Site plan at about $180, though Site has no memberships). Below that, Ko-fi costs less.
Can fans still tip me?
flowKreator sells memberships, videos, courses and downloads rather than tips. Many creators keep a tip link on their flowKreator links page.
Where does the money go?
Into your own Stripe account, the same model Ko-fi uses. The difference is the percentage: Ko-fi keeps 5% of memberships and shop sales, flowKreator keeps nothing.
Also compare
Two platforms like Ko-fi
The nearest alternatives in the same category, or see all sixteen.
Plans
One flat price, 0% of fan payments
Three plans, billed monthly or yearly. Fans pay into your own Stripe account.
Site
$9/month
or $90/year, billed yearly
A branded creator site with hosted video, a portfolio and a public rate card.
- Branded site on your flowkreator.com handle
- Pages with live preview, theme and colours
- Hosted video with playlists
- Portfolio, links page and public media kit
- Sponsor rate card with inquiry inbox
- Fan accounts and team invites
- Listing in the flowKreator network
- Email support
Members Most popular
$29/month
or $290/year, billed yearly
Everything in Site, plus paid memberships, digital downloads and your own domain.
- Everything in Site
- Membership tiers with members-only video
- One-time video bundles fans buy and keep
- Hosted video player with free previews
- Digital downloads with instant delivery
- Discount codes
- Custom domain
- Revenue reports
- Priority support
Members + Courses
$49/month
or $490/year, billed yearly
Everything in Members, plus courses you can sell or include in a tier, and no flowKreator branding.
- Everything in Members
- Courses with modules and ordered lessons
- Drip schedules and free preview lessons
- Course Q&A with moderation
- Certificates
- Sell a course one-off or inside a tier
- White-label: no flowKreator branding on your site
- Network listing is opt-in (white-label sites are unlisted by default)
- Priority support
All prices in USD. Flat price, billed monthly or yearly; cancel any time from your account settings and access runs to the end of the paid period. Subscriptions are sold through our reseller and Merchant of Record, Paddle.com. Fans pay you through your own Stripe account. See the Refund Policy and Terms of Service.
Start today
Your site, your Stripe, your fans.
Start your siteFlat monthly or yearly price, 14-day refund window, 0% of fan payments.