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flowKreator vs Gumroad

Published prices, fees and features for Gumroad next to flowKreator, checked on 16 October 2026 and linked to their sources.

The short version

Gumroad costs nothing until you sell, then takes 10% plus 50¢ on every direct sale and 30% through Discover, holds payouts for seven days and needs $100 to pay out. flowKreator charges a flat $29 with 0% on sales, pays into your own Stripe, and wraps downloads in a real site with memberships, video and courses.

Platform fees only. Card processing applies on both.

At a glance

Gumroad and flowKreator, row by row

Ten rows that decide most switches. Tinted cells mark where flowKreator is ahead or behind; every Gumroad figure links to its source.

flowKreator and Gumroad at a glance, as of 16 October 2026
DimensionflowKreatorGumroad
Cheapest plan with memberships$29/mo on Members$0 to start, then feesas of 16 Oct 2026 ↗
Platform fee0% of fan payments10% + $0.50 per direct sale; 30% on Discoveras of 16 Oct 2026 ↗
Who holds the moneyYou: fans pay into your own Stripe accountGumroad holds the balance and pays outas of 16 Oct 2026 ↗
Custom domainYes, Members $29Yes, free plan includedas of 16 Oct 2026 ↗
White-labelYes, Members + Courses $49Not listed as of 16 Oct 2026 ↗
Courses with dripYes, Members + Courses $49Courses yes; drip not listed as of 16 Oct 2026 ↗
Digital downloadsYes, Members $29Yesas of 16 Oct 2026 ↗
Free previewsYes, Members $29Not listed as of 16 Oct 2026 ↗
Sponsor rate card or media kitYes, Site $9Not listed as of 16 Oct 2026 ↗
Native mobile appsNoNot listed as of 16 Oct 2026 ↗

flowKreator aheadSameflowKreator behindNot listed

Sources and notes

Checked on 16 October 2026. Each figure links to the page it came from.

The calculator models Gumroad on Free (direct sales): $0 a month, 10% of revenue and $0.50 per sale. Direct sales only; Discover marketplace sales are 30%; card processing 2.9% + $0.30 is extra.

Where we lead

Where flowKreator is ahead

The rows where flowKreator gives you more for the money than Gumroad, each with the page it came from.

Platform fee

flowKreator: 0%. Gumroad: 10% + $0.50 per direct sale; 30% on Discover sales. Source ↗

Who holds the money

flowKreator: Your own Stripe account. Gumroad: Gumroad, with a 7-day hold and a $100 payout minimum. Source ↗

Own multi-page site with custom domain

flowKreator: Yes. Gumroad: A product page and profile. Source ↗

Not on their pages

Not listed on Gumroad's site

These are things flowKreator includes that Gumroad's public pages do not mention, as of 16 October 2026. Check with them before you decide.

Memberships with members-only video and previews

flowKreator: Yes. Gumroad: Not listed as of 16 Oct 2026. Source ↗

Courses with drip

flowKreator: Yes, on Members + Courses. Gumroad: Not listed as of 16 Oct 2026. Source ↗

Sponsor rate card with inquiry inbox

flowKreator: Yes. Gumroad: Not listed as of 16 Oct 2026. Source ↗

Where they lead

Where Gumroad is the better fit

The things Gumroad does that flowKreator does not, or does better.

  • $0 to start
  • Gumroad is Merchant of Record and remits sales tax worldwide
  • The Discover marketplace

Who should pick Gumroad: Occasional sellers who would rather pay per sale than a monthly fee, and anyone who wants global tax handled.

Even

The same on both

Rows where Gumroad and flowKreator offer about the same thing.

  • Digital downloads with instant delivery
  • Discount codes

Calculator

What Gumroad costs at your numbers

Monthly platform cost on each service at your revenue and average sale. Gumroad is pinned under flowKreator.

  1. flowKreatorMembers$29you keep $971
  2. GumroadFree (direct sales)$150you keep $850
  3. UscreenStarter$49you keep $951
  4. PayhipPlus$49you keep $951
  5. Ko-fiKo-fi Free (memberships and shop at 5%)$50you keep $950
  6. FourthwallFree (membership revenue)$50you keep $950
  7. ThinkificBasic on Thinkific Payments (monthly billing)$54you keep $946
  8. TeachableBuilder on Teachable Payments (monthly billing)$89you keep $911
  9. PodiaMover (monthly billing)$99you keep $901
  10. Mighty NetworksLaunch$99you keep $901
  11. PatreonStandard (10%) plan$100you keep $900
  12. CircleProfessional$109you keep $891
  13. PassesCreator (standard)$130you keep $870
  14. KajabiBasic on Kajabi Payments (monthly billing)$179you keep $821
  15. FanfixCreator (invite-only)$200you keep $800

Below $580 a month, Ko-fi costs less than flowKreator. At your numbers, flowKreator costs less.

Platform fees only, from published rates as of 16 October 2026. Card processing (about 2.9% + 30¢) applies on every platform including flowKreator.

Moving over

Switching from Gumroad

What comes with you, what you set up again, and how to tell your fans.

What moves

  • Files and prices
  • Customer emails via export

What you rebuild

  • Product pages as site sections
  • Discount codes

Keep selling on Gumroad during the move and redirect links once the site is live.

Questions

flowKreator and Gumroad, answered

Short answers to what creators ask before they move.

What does a $10 sale cost on each?

On Gumroad, $1.50 in platform fees plus card processing. On flowKreator, nothing but card processing, with the $29 plan covering unlimited sales.

Who handles sales tax?

Gumroad does, as Merchant of Record. On flowKreator, sales run through your own Stripe account, so tax is yours to handle, with Stripe Tax available.

When do I get paid?

Gumroad holds funds for seven days and pays out from $100. Stripe pays you on its own schedule with no flowKreator minimum.

Plans

One flat price, 0% of fan payments

Three plans, billed monthly or yearly. Fans pay into your own Stripe account.

Site

$9/month

or $90/year, billed yearly

A branded creator site with hosted video, a portfolio and a public rate card.

  • Branded site on your flowkreator.com handle
  • Pages with live preview, theme and colours
  • Hosted video with playlists
  • Portfolio, links page and public media kit
  • Sponsor rate card with inquiry inbox
  • Fan accounts and team invites
  • Listing in the flowKreator network
  • Email support
Start your site

Members + Courses

$49/month

or $490/year, billed yearly

Everything in Members, plus courses you can sell or include in a tier, and no flowKreator branding.

  • Everything in Members
  • Courses with modules and ordered lessons
  • Drip schedules and free preview lessons
  • Course Q&A with moderation
  • Certificates
  • Sell a course one-off or inside a tier
  • White-label: no flowKreator branding on your site
  • Network listing is opt-in (white-label sites are unlisted by default)
  • Priority support
Start your site

All prices in USD. Flat price, billed monthly or yearly; cancel any time from your account settings and access runs to the end of the paid period. Subscriptions are sold through our reseller and Merchant of Record, Paddle.com. Fans pay you through your own Stripe account. See the Refund Policy and Terms of Service.

Start today

Your site, your Stripe, your fans.

Start your site

Flat monthly or yearly price, 14-day refund window, 0% of fan payments.